#1 Instant or Accelerated

Merchant Statement Analysis, Pricing, and Proposals.

Powered by Artificial and Crowd Intelligence.

Award-winning, self-serve, enterprise-grade.

I Got This Covered, Why Change Now?

To answer this question, please choose your current workflow below.

Manual

I am analyzing statements myself. Yeah, a pain, but I've been doing it for quite some time and I'm comfortable.

Get your time back. It's precious.

With Fee Navigator, you can drastically cut the time spent analyzing to seconds, and move on to higher value-add things (and more fun!).

With flexibility and transparency, the system will pull in all or most of the data. When it doesn’t pull it all, the integrated analysis studio will save you lots of time.

Don’t like our output format? We can fill out your own Excel model automatically.

Want to work together with others? We’re cloud-native!

You have built-in standardization and automation as you scale.

Homegrown

I have a system that helps me automate some of my work. Not sure who maintains it (or if it's maintained), but it certainly beats doing it manually!

Faster. Scalable. Always Improving.

How smart is your system? Do you still enter data manually into a custom Excel spreadsheet? Is your proposal flexible and nice? Does it take time to train people, and they make all sorts of errors?

How about integrating with custom Schedule A / commissions structures? Are you able to produce residuals estimates on the spot?

Are you able to help reps out in the field? Or are you supercharging your firm’s digital marketing?

Fee Navigator offers an award-winning, affordable cloud studio that is always up-to-date, producing results instantly when possible, or maximally automated when not.

Outsourced

Statements what? I have other people doing this for me! Yes, I like to pay more and I am OK waiting many hours or even days.

Faster. Smarter. Cheaper.

Is waiting many hours and days really acceptable to you when your competition moves fast?

How quickly can you respond to an opportunity? How do you empower your call center employees?

Are you happy paying $25 – $300+ per analysis if outsourcing in the US? Or are you willing to accept cheaper, but lower-quality work done abroad?

With Fee Navigator, most analyses get done in seconds. If the statement is a bad scan, ask for our help – done!

Get the automation tools you need to succeed in today’s digital world.

Garbage in, garbage out.
For instant automation, please upload native PDF statements or good scans.
Otherwise, you’ll get acceleration – the tech will extract all it could, and you (or us upon request) will complete the rest.

Upgrade How You Run Your Business.

Ready? Done.

Go way beyond merchant statement analysis. Upload a statement and close instantly on your iPad. Export a branded proposal in seconds.

Custom Everything

Your custom fees. Your custom pricing including IC plus, flat, cash discount, surcharge, and infinite tiers. Your custom buy rates.

Unlimited

Power up your entire organization. Call center. W-2s, 1099s, and all your partners. Even your customers and prospects.

Your Templates

Prefer to continue using your own Excel pricing model? Fee Navigator can fill in the data so you can accelerate your work.

Guardrails Included

No more pricing below cost. Set your minimum and target margins, and hire the best salespeople - we got your number crunching.

Profitability Assured

Know the profit potential in every opportunity. Know and control how much you'll make, so you can optimize your deal.

Instant Analysis

Your competition moves fast - so should you. Close to 75% of all statements submitted are analyzed in seconds.

Estimated Residuals

Immediate gratification - each agent or business consultant knows how much they'll make from every opportunity.

Human Experts

Poor statement quality or need expert help closing an opportunity? No problem. Just request our help, and we'll assist for a small fee.

Quick Quotes

No statement? No problem. Simply enter three data points, and you'll be able to offer an estimated proposal in seconds.

Your Way

Segment your opportunities. Go after them with custom pricing, commissions, and branded proposals.

Crystal Clear

Multiple OCR engines. Raw text output enhanced via context-aware processing. Multiple data extraction drivers that auto-pick the best match.

Latest Interchange

Our analysis uses the published interchange as of the date on the statement. New schedules are added when released.

No Fluff

Automatic identification and separation of fluff / padding from the actual interchange cost. Let the truth prevail.

IC Optimization

Does your gateway support L2/L3? Great! We'll show you the available additional savings, and apply them to improve your pricing.

API Access

Not enough functionality out of the box? Build your dream system on top of ours, to accelerate applications, provide faster partner support etc.

Inside Your CRM

Integrate with Salesforce, IRIS and other CRMs. Zapier is coming. Grow with speed and agility in your familiar environment.

Simple Pricing

Free to get started. Customized pricing that meets your needs as you grow, based on the number of users, statements, and features.

Advanced Technology + Deep Industry Experience

OB Rawls

Advisory Board member
Fmr. CEO Paysafe Global Payment Processing

Brian Goudie

Advisory Board member
CEO, Aurora Payments, fmr. SVP (Fiserv)

Larry Stone

Shareholder & Advisory Board member
Fmr Mercury Payment Systems Exec and Chairman of The Board of Jetpay

As Seen On

Ready to get started?

Privacy and Honesty

Your merchant statement analysis and proposal are yours.

All your data lives in your secure encrypted enclave.

We don’t self deal.

We don’t share your data with anyone, for any reason.

Application and Data Security

We host our solution on Amazon Web Services (AWS) in North America.

Our databases and servers are 256-bit AES encrypted. Encrypted backups are taken nightly and stored in a separate geographic location.

We store your merchant statements on Amazon’s Simple Storage Service (S3), which has 99.999999999% durability, with your data being stored across multiple Availability Zones at the same time.

Application containers and databases reside in private subnets, inaccessible from the outside internet. Access is restricted to the application and bastion layers.

We enforce HTTPS at the endpoint layer, and use real-time AI-based machine learning threat detection and prevention.

Even though we do not process credit cards, we exceed the PCI DSS requirements.

Internal Standards and External Audits

Our staff must comply with Fee Navigator’s acceptable-use policy prior to gaining access to any protected systems or data.

This includes using strong passwords, encrypting their devices, enabling multi-factor authentication on all applicable systems, and undergoing security training appropriate to their role.

We also undergo third-party penetration testing. This ensures any security issues are resolved before they have a chance to arise and that data is properly guarded.